The following terms and conditions governing the FIA Smart Driving Challenge for Road Health & Safety Study Project and all subsequent revisions and amendments to these terms and conditions (“T&C”) made by the organizer, Greater Than Svenska AB (“GT”) shall apply to all participants to the FIA Smart Driving Challenge for the Road health & Safety Study Project 2022 (“Challenge”). In these T&C, the words “we”, “our” and “us” refer to GT and “you” refer to the participant in the Challenge.

By creating an account in the FIA Smart Driving Challenge app, you have the possibility to participate in the Challenge and thereby agree to be bound to these T&C as they may be amended from time to time. GT reserves the right to amend the T&C at any time with its sole discretion. Amendments shall take effect immediately when posted on our website www.greaterthan.eu. Your continued use of the Challenge thereafter represents your agreement to any such amendments.

Participation in this Challenge is voluntary and signifies your agreement to be bound by all terms and conditions listed below in these T&C.

READ THESE T&C CAREFULLY BEFORE PARTICIPATING IN THE CHALLENGE. BY PARTICIPATING IN THE CHALLENGE, YOU INDICATE THAT YOU HAVE BOTH READ AND ACCEPTED THESE T&C AND ALL THE OTHER TERMS AND CONDITIONS LISTED BELOW IN ACCORDANCE WITH CLAUSE 2.2 IN THESE T&C. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS DO NOT PARTICIPATE IN THE CHALLENGE.

GT is offering to those who have created a FIA SDC account in the FIA SDC app (the “App”) an opportunity to join the Challenge, which GT is the owner of and solely responsible for. The purpose of this Challenge is for GT to better understand the correlation between drivers’ health and safe driving. GT is hosting this Challenge to be able to independently conduct research and study the area of drivers’ health and safer driving to better understand the correlation between drivers’ health and safe driving (the Study”). GT will thereafter communicate and share the Study, which GT is the owner of and solely responsible for to its partners in the Road Health & Safety Study Project. For the avoidance of doubt, the partners of GT in the Road Health & Safety Study Project are not involved in the Study and are not participating in the Study in any manner.

2.1 The Challenge commences on October 18th 2022 (00:00:00 CET) and ends on January 17th 2023 (23:59:59 CET) (“the Challenge Period”).

2.2 The steps to join the Challenge in the App:

2.2.1 You need to download the FIA Smart Driving Challenge App from Google Play Store or Apple App Store on your smartphone and create a FIA Smart Driving Challenge account and accept Terms & Conditions for the FIA Smart Driving Challenge;
2.2.2 Decide if you want to join the Challenge in the FIA Smart Driving Challenge App and in such a case accept these T&C;
2.2.3 Decide if you want to consent to share your health data with GT and its partners during the Challenge. It is fully optional for you as a participant to the Challenge to
sync with your account in the Garmin Connect app and permit Garmin to share your health data with GT during the Challenge in the App;
2.2.4 Be above the age of 18;
2.2.5 Acknowledge and take part of Greater Than’s Privacy Policy for the FIA Smart Driving Challenge 2022 app for the road health and safety project (“Privacy Policy”)

3.1 To be eligible to win the Challenge you need to:

• Participate in 2 out of 4 weeks per heat
• Drive minimum of 10km in a heat

3.2 GT will announce 1 winner per month (heat), in total 3 winners during the Challenge Period.
3.3 The winners of the Challenge will be awarded a prize at the sole discretion of GT.
3.4 The winners of the Challenge will be contacted by GT and the winners might be announced on social media at the sole discretion of GT.
3.5 The participants who join the Challenge are rewarded a discount code valid for Garmin Automotive Products. Please read more about this in the app.

4.1 GT reserves the right at our sole and absolute discretion, without prior notice to you, to reject, suspend or terminate any participation of the Challenge, disqualify any winner and/or forfeit any prize if:

4.1.1 GT in its sole discretion, decides that your participation is not valid or fails to comply with these T&C and/or other terms you as a participant are bound to follow to join the Challenge.
4.1.2 The winner does not agree to abide by and be bound by or breaches any provisions in the T&C and/or other terms you as a participant are bound to follow to join the Challenge;
4.1.3 The winner has committed any act of fraud, deception or dishonesty, is abusive or has misrepresented anything in connection with the Challenge.

4.2 GT may, at its sole and absolute discretion and without prior notice, substitute, withdraw, add to, or alter any of the prizes offered with another of comparable value if a particular prize is unavailable for whatever reason.
4.3 GT shall not be liable for any loss, damage or expense incurred arising from withdrawal, discontinuation, or termination of the Challenge or the withdrawal or alter of any of the prizes offered in the Challenge.
4.4 You as a participant in the Challenge has the right whenever you want to stop participate in the Challenge by deleting your personal data and/or account in the App.

5.4 GT will use, process, save, transfer and share your personal data in accordance with the Greater Than´s Privacy Policy for the FIA SDC Smart Driving Challenge subevent Drive Well Challenge which you have been informed of and taken part of before participating in the Challenge.

For enquires on the Challenge you can visit our website and landing page about the Challenge on www.fiasmartdrivingchallenge.com or contact us at E-mail address: info@greaterthan.eu

Our operating hours are as follows:
Monday-Fridays: 9.00am – 5 pm CET

7.1 GT shall not be liable for or in respect of any expenses, losses, costs damages, liabilities or other consequences of whatsoever nature (collectively, the “Losses”) suffered or incurred directly or indirectly by you, howsoever caused or arising and without limiting the generality of the foregoing, whether by reason of or on account of any act or omission whether negligent or otherwise on the part of GT or its servants or agents, even if GT or its agents or employees are advised of the possibility of such Losses.
7.2 The prizes in this Challenge are provided on an “as is”, “with all faults” and “as available” basis. GT does not warrant, represent, or guarantee the usability or quality of the prizes, or that the claims made by the manufacturers, distributors and/or service providers of the prizes are accurate. To the fullest extent permitted by the law, GT disclaims all warranties (whether express or implied) including but not limited to warranties that the prizes will meet the prize winners’ requirements, warranties of satisfactory quality, warranties of merchantability or fitness for a particular purpose. All warranty claims as regards a prize should be directed to the applicable manufacturer/service provider.
7.3 By participating in this Challenge and/or claiming any prize, prize winners hereby release and agree to hold harmless, subject to the maximum extent permitted under the law, GT and its affiliates, contractors and agents and their respective directors, officers and employees from any and all liability for any loss (including, without limitation, indirect or consequential loss), damage, expenses, personal injury or death in connection with this challenge, or any prize
7.4 Taxes, if any, related to a prize are the sole responsibility of the prize winner. GT accepts no responsibility for any tax or other liability that may arise from awarding you with your prizes.

8.1 All matters, including but not limited to disputes and questions, relating to this Challenge and the T&Cs will be determined by GT at its sole discretion. GT’s decision shall be final, conclusive and binding. GT will not entertain any queries with regard to any Challenge results and will not be obliged to provide the reason(s) for its awarding decision to you.
8.2 GT shall own all the rights, title and interests and intellectual property rights to the material established by GT and/or its partners regarding the Challenge.
8.3 You agree and consent to being contacted by GT to obtain feedback about the Challenge and the App.
8.4 These T&Cs shall be governed by and construed in all respects according to Swedish law and participants submit to the exclusive jurisdiction of the courts of Stockholm, Sweden.
8.5. GT’s failure or delay in exercising any right or remedy under these T&Cs shall not impair its right to exercise them at any subsequent time. The rights and remedies under or pursuant to these T&Cs are cumulative, may be exercised as often as GT considers appropriate and are in addition to its rights and remedies under general law.

Some features of the Service utilize GPS technology in order to determine your position. These features cannot be provided without utilizing this technology.

This privacy policy for the FIA Smart Driving Challenge 2022 app for road health and safety project (“Privacy Policy”) was created on October 12, 2022 by Greater Than. Your integrity is important to us. This Privacy Policy describes how we handle your personal data, with whom we may share your data with and your rights in relation to your personal data in connection with the FIA Smart Driving Challenge for road health and safety project (“the Challenge”). Please take a moment to familiarize yourself with our privacy practices and let us know if you have any questions. This Privacy Policy does not cover information that we collect or receive about you in other contexts, such as when you purchase a Greater Than product, browse Greater Than website, use other of Greater Than’s mobile apps etc. For our privacy practices generally, please see our general privacy policy on our website; www.greaterthan.eu.

We encourage you to read through this Privacy Policy carefully before you use the FIA Smart Driving Challenge App for the road health and safety project (the “App”) and take part of the Challenge.

Greater Than is the personal data controller responsible for the personal data processed under this Privacy Policy.

Personal data in accordance with GDPR is data which is directly or indirectly linked to a physically living person. When you download the App and participate in the Challenge Greater Than will collect, process and store the following categorize of personal data in structured material (e.g. databases, customer management systems, IT-systems and in unstructured material (eg. webpages, in documents, e-mails, reports etc) and in electronic forms and in paper form:

Categories of personal data:

(i) Sign up data: When you sign up for the App to be able to participate to the Challenge, you must provide personal data to Greater Than such as your name/nick name, e-mail address, password and country.
(ii) Participation and engagement data: During the Challenge you have the option to permit (totally voluntarily) GT and its partners and/or service providers to this Challenge to access to your health data such as e.g. your height, weight, your recorded activities, your pulse, your sleep and wake times, blood pressure, stress symptoms, GPS tracking during a run and activity data: for example steps you take, distance, pace, activity time, calories burned, your heart rate, sleep, location, hydration, music, etc).
GT and its partners and/or service providers to this Challenge will have access to your personal data regarding your car and driving pattern such as acceleration, speed, breaks, turns and G-forces, your GPS data through your FIA SDC account which you have signed up for.
(iii) Technical data and device information such as IP-address, device model, software and app related logs etc.

Greater Than collects, processes and stores the personal data that is necessary to; administer the Challenge we provide to you in the App, to complete the agreement with you as a participant in the Challenge, to understand the correlation between driver health and safe driving, to enrol you in the road health and safety project, to conduct and support the road health and safety project, to issue research findings and related reports which will not identify you, to market Greater Than’s products, improve and develop products, develop new products, for market analyses, for confidentiality, administrative and education issues, for quality works, for statistical
purposes, for analysing your usage of the App and participating in the Challenge, ensure the technical functionality of the App, prevent usage of the App in violation with the terms and agreement for the App, forestall and investigate misuse of the App and fulfil obligations in accordance to the law.

Personal data is usually collected directly from you as a customer, which includes the types of data that is generated through your use of the App, but we also collect, complete and process personal data from other sources, such as Greater Than’s partners in this Challenge which helps us understand user activities, your preferences or to improve and personalize the service in the App. The road health and safety project in the App will be based on driver’s health data provided via your account at the Garmin Connect app (if you have given your consent to Garmin to share your health data with GT) and safe driving pattern is provided by Greater Than. The health data will be accessed via Garmin smartwatches and the safe driving pattern data will be accessed via FIA SDC app.

Greater Than will process your health personal data which is sensitive data in the App on the legal ground performance of an agreement to understand the correlation between driver health and safe driving and to enrol you in the road health and safety project.

Greater Than collects, processes and stores the personal data that is necessary to;

- to process your namn, e-mail address and password and administer the Challenge based on the legitimate interest in protecting the security of your account.
- to complete the agreement with you as a participant in the Challenge based on the legal ground: agreement.
- to complete the project and thereby understand the correlation between driver health and safe driving based on the legal ground agreement.
- to conduct and support the road health and safety project, to issue research findings and related reports which will not identify you, based on the legal ground agreement.
- to market Greater Than’s products. If you provide your opt-in consent to receiving marketing information from us based on the legal ground to processing your e-mail for marketing purpose is your consent. You may withdraw your consent at any time by changing your preferences in your FIA STC account or through the unsubscribe link at the bottom of our marketing e-mail.
- improve and develop new products, for market analyses; based on the legal ground legitimate interest in providing relevant and quality features and services to our customers.
- for administrative and education issues, for quality works, for statistical purposes, for analysing your usage of the App and participating in the Challenge based on the legal ground agreement
- ensure the technical functionality of the App based on the legal ground legitimate interest in resolving technical issues and errors and providing quality products to our customers.
- prevent usage of the App in violation with the terms and agreement for the App based on the legal ground agreement.
- forestall and investigate misuse of the App and fulfil obligations in accordance with the law based on the legal ground: Legal obligation.

Greater Than will share your information to Greater Than’s partners and/or service providers who provide services for and on behalf of the Challenge in the App, to companies within Greater Than group, to courts and other authorities to comply with legal obligation and to respond to a valid legal process (such as a search warrant, court order, or subpoena) for our own or a third party’s justifiable interest, and to other partners and service providers (e.g. Microsoft in EU) within different areas to help us store, support, understand and improve the performance of our business and products.

We will not share, sell, give or in other way provide your personal data beyond what is being stated in this Privacy Policy if we are not obliged by law due to a demand by a governmental agency, court decision or if we received your consent to do so. We will never transfer personal data regarding customers who lives in EU to countries outside EU, except to subsidiaries within Greater Than Group. In such a case Greater Than ensures that an adequate level of protection in accordance with GDPR is fulfilled upon such transfer of personal data to another country and/or organisation. To the extent that Greater Than transfers personal data to a non-EU country which, according to the European Commission, does not achieve an adequate level of protection, Greater Than will ensure that the transfer is subject to applicable model clauses or standard safeguards regulations adopted by the European Commission. This also applies, where applicable, to transfer to any personal data processor, who processes personal data for the purposes stated in this Privacy Policy on behalf of Greater Than.

Your personal data shall not be stored longer than necessary to fulfil the purpose of processing the personal data and no longer than permitted under GDPR. Your personal data is allowed to be stored for historical, statistical and scientific purposes for a longer period of time. Collected personal data may be used for research in road health and safety project and further development of Greater Than´s work. However, when personal data is no longer needed and the project has ended, Greater Than will delete or anonymize your personal data.

Automated decisions in accordance with GDPR mean that the decisions are determined without any manual human impact. Greater Than makes decisions about you based on automated decision-making when you are using the App. Greater Than determines when using the FIA Smart Driving Challenge App the distance of your driving and driving behaviour with automated processes through AI. This information might be the foundation of the deciding of your insurance premium. You have the right to contact us in case you are not satisfied with such an automatic decision.

Greater Than takes the necessary and appropriate technical and organizational measures to protect your personal data and ensure that GDPR are complied with in the handling of your personal data. The security measures Greater Than uses may include access control, logging, use of firewalls, pseudonymization, encryption, detailed instructions and training for personnel concerning the protection of personal data and careful consideration when choosing service providers who process the personal data on our behalf. Your information is stored in our protected IT systems and networks. Access is restricted to authorized personnel only.

You have the right to access your personal data that we process and receive an extraction of your personal data. You also have the right to correct, block or delete false personal data. If the case is that we store your personal data in accordance with the law, the personal data may only be blocked. You also have the right to object regarding balancing interests, to object to direct marketing, to withdraw your consent. If you have given special consent to GT of processing your personal data, you always have the right to withdraw your consent.to have the processing of your data restricted and not to be subject to an automated decision. You also have the right to ask for your personal data to be transferred to another company and the right to complain to the Swedish Authority for Privacy Protection, https://www.imy.se/kontakta-oss or other competent supervisory authority in the country in question if you believe that Greater Than process your personal data in violation of
applicable data protection legislation. You manage your personal data with ease under the menu settings in the App.

We may change or update this Privacy Policy. You accept the updates to the Privacy Policy by continuing to use the App. The latest version of this Privacy Policy is available through our website: www.fiasmartdrivingchallenge.com

To exercise your rights in accordance with the above or if you have any questions regarding our processing, please contact us: Greater Than AB, Karlavägen 60, 114 49, Stockholm, E-mail: info@greaterthan.eu

Last updated: October, 12 2022